Question: Why can't those who commit atm fraud get caught?

(Posted by: Daisymae on 2010-06-09 14:14:48)

They have cameras that would show them putting devices on the machine. Why can't the banks employ someone to periodically check the ATMs outside the drive thru daily to be sure it has not been tampered with? I just found out if someone could place a plastic brochure holder near the key pads that has a camera going while you do your transaction. I am going to start going inside stores now.

Posted by: Dharma Nature on 2010-06-09, 14:16:16

Good luck with that. One of my local banks inside a store was compromised because crooks were using the store security cameras to spy people's pin numbers.

Posted by: Mel on 2010-06-09, 14:15:41

Because god has bigger things planned for them in hell.

Posted by: Ted Sheckler on 2010-06-09, 14:16:15

It's not worth it. They don't bother pursuing fraud because 90% of the time, it's the account holder committing the fraud, so they just make the customer pay and they usually don't dispute it.

Posted by: mswnana on 2010-06-09, 15:02:51

A lot of that happens at those Five Point places where people use their ATM cards, or the ones in the malls, random places. I always use mine in a store and rarely even at the bank.

Posted by: Nemesis on 2010-06-09, 15:27:24

I had £3500 stolen via a local ATM - by someone I trusted - but turned out to be in league with some professionals, (probably her drug dealers) who knew how to do such 'hits' rapidly - over just a few weeks. My bank only provided quarterly bank statements - I didn't do Internet banking - so it was more than a few weeks before I realised I'd been shafted. And then, for many weeks after, the bank seemed to argue it was I, me, myself - who had been making all these withdrawals. They claimed their 'technology' proved it was my original card being used - on each raid - and therefore complicit or somehow involved in this unapproved overdraft - before they started to hit me with huge fines and interest charges. I argued their 'technology' was NOT up to date - the professionals were a step ahead - and could carbon-copy cards as well as the originals - and they therefore had no reason to argue my original card (rarely out of my possession) was being systematically used to defraud them. I checked the store for possible video evidence, of who might be identified - recorded as using a carbon-copy of my card at the ATM - but they showed little interest. As did the police - who claimed they couldn't open a file on the case - unless my bank sent them corroborating evidence of an alleged crime - which of course my bank were reluctant to do - since they thought I was the main perpetrator of the crime. The old idiom is ' Being up a creek without a paddle.' I was not only robbed - I was also the prime suspect. Fortunately - the bank backed off - admitted I was not a likely suspect of fraud - their computer records showed I'd been a good customer since August 1974 - and they accepted my word that I'd actually first opened an account with them in July 1959 - albeit 'wiped' from their records. And I wasn't a crook. But it was a wearisome few months - I aged a good 10 years or more - pleading innocence of ATM fraud. You are wise to go in-store - add 'cash-back' to your grocery bill - sign for it - and know exactly where you are. ; ))

Posted by: Don't Make Me Come In There! on 2010-06-09, 15:34:11

I NEVER use outdoor ATM machines. Anyone can access them too easily.

Posted by: E-ma on 2010-06-09, 15:50:45

I think they don't get caught b/ c those types of criminals know about security cameras & they will use disguises & hide their faces from the cameras. I think it's an excellent idea to to have the resident "techy " periodically go out & check the ATMs for security breaches. This could be done hourly or between jobs done inside. If this were a known practice, those ATMs would be less targeted. I've been taught to hold my hand over the key pad whenever entering my P.I.N.# (whether someone is nearby or not). It's also a good idea to buy lead strips (3balls.com/ product-productid/ 292261/ ON-COURSE-LEAD-TAPE-STRIPS- &?utm_source= MSNCashback &utm_medium= ShoppingComp) and tape them to a business card. Place your credit card between these two leaded business cards. That way, a thief w/ an electronic reader can not scan the information on your card inside of your purse or wallet. I saw this on a news show where thieves standing 2 or 3 feet behind a person in line, can scan their credit card info without ever touching the card. It's like a pumped up version of those card scanners used at convenience stores where you just wave your card in front of the scanner. It only costs thieves a $100 or so for the device to steal thousands of dollars. The show warned to not even carry your credit/ debit cards w/ you unless you knew you were going to use it. Other than that, leave them at home. Or keep 1 card that has a very low credit line, of say $200 for small daily purchases, so that if stolen or copied, that's the most you could lose.